So far, we've managed to avoid too much debt, other than our home. We've always been pretty simple people and curb spending where we can.
We gave up a few things here and there over the last year. For example, we dumped our gym memberships and hit the local, free tennis courts instead; we eat at home more, which was better for our waistlines. We tend to rent movies instead of going out to the theatre. Also, we skipped the whole SUV thing. While I think it's practical for families, with only two in our household, those gas guzzlers aren't for us.
The key aspect for us was identifying habits of spending. When I'm bored, I want to head to the mall. My husband fights boredom by eating at his favorite restaurants. Knowing this, we tried to come up with something that was infinitely less expensive than $30 to $50 at a local restaurant or $200 at Banana Republic. Our solution was to head to the local public rec center and scale the rock wall. Definitely, neither boring nor expensive.
We're far above the model savers and have a long ways to go, however. I splurge on gelatto and he loves cigars.
Anyone else doing anything unique to stay out of debt and apparently guard their health at the same time?
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So far, we've managed to avoid too much debt, other than our home. We've always been pretty simple people and curb spending where we can.
We gave up a few things here and there over the last year. For example, we dumped our gym memberships and hit the local, free tennis courts instead; we eat at home more, which was better for our waistlines. We tend to rent movies instead of going out to the theatre. Also, we skipped the whole SUV thing. While I think it's practical for families, with only two in our household, those gas guzzlers aren't for us.
The key aspect for us was identifying habits of spending. When I'm bored, I want to head to the mall. My husband fights boredom by eating at his favorite restaurants. Knowing this, we tried to come up with something that was infinitely less expensive than $30 to $50 at a local restaurant or $200 at Banana Republic. Our solution was to head to the local public rec center and scale the rock wall. Definitely, neither boring nor expensive.
We're far above the model savers and have a long ways to go, however. I splurge on gelatto and he loves cigars.
Anyone else doing anything unique to stay out of debt and apparently guard their health at the same time?
June 9, 2008 - 8:51pmThis Comment
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